Portsmouth, Virginia · Peer group 4
Northern Star Credit Union, Inc.
Northern Star Credit Union, Inc. holds $75.2M in assets across 7,222 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1929. Charter number 66956, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $75.2M |
|---|---|
| Total loans | $32.2M |
| Total shares (deposits) | $65.0M |
| Net worth | $12.3M |
| Members | 7,222 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.6% | |
|---|---|---|
| Loans | -16.4% | lower than 98% of its peer group |
| Deposits | -0.9% | around the 28th percentile of its peer group |
| Members | -7.1% | lower than 92% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 49.5% | around the 29th percentile of its peer group |
|---|---|---|
| Net worth ratio | 16.4% | around the 78th percentile of its peer group |
| Return on assets | 0.54% | around the 41st percentile of its peer group |
| Delinquency ratio | 0.35% | around the 34th percentile of its peer group |
| Cash / assets | 29.3% | higher than 96% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Northern Star Credit Union, Inc.’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Virginia — the comparison set a peer ratio is measured against.
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Newport News, VA
$76.9M · 3,654 members
- Kemba Roanoke Credit Union
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- Rva Financial Credit Union
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- Credit Union of Richmond Incorporat
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- Pwc Employees Credit Union
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$85.3M · 6,964 members
- Front Royal Credit Union
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$86.5M · 5,412 members
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