Berryville, Virginia · Peer group 2
Midway Credit Union
Midway Credit Union holds $10.0M in assets across 790 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1961. Charter number 14408, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $10.0M |
|---|---|
| Total loans | $3.3M |
| Total shares (deposits) | $8.5M |
| Net worth | $2.3M |
| Members | 790 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -10.3% | |
|---|---|---|
| Loans | -11.7% | around the 30th percentile of its peer group |
| Deposits | -12.4% | lower than 92% of its peer group |
| Members | -4.7% | around the 20th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 39.0% | around the 23rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 22.9% | around the 70th percentile of its peer group |
| Return on assets | -0.24% | around the 25th percentile of its peer group |
| Delinquency ratio | 0.09% | around the 27th percentile of its peer group |
| Cash / assets | 3.5% | lower than 96% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Midway Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Virginia — the comparison set a peer ratio is measured against.
- VA Beach Postal Credit Union
Virginia Beach, VA
$10.4M · 1,043 members
- Richmond Heritage Credit Union
Richmond, VA
$10.5M · 1,719 members
- Mosaic Credit Union
Harrisonburg, VA
$9.1M · 3,082 members
- Port of Hampton Roads Ila Credit Union
NORFOLK, VA
$9.1M · 1,511 members
- Summit Hampton Roads Credit Union
Norfolk, VA
$8.2M · 1,111 members
- Halifax County Community Credit Union
SOUTH BOSTON, VA
$7.2M · 1,611 members
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