Vienna, Virginia · Peer group 6
Navy Federal Credit Union
Navy Federal Credit Union holds $203.56B in assets across 15,350,733 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1947. Charter number 5536, in the >$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $203.56B |
|---|---|
| Total loans | $143.35B |
| Total shares (deposits) | $173.18B |
| Net worth | $23.14B |
| Members | 15,350,733 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.0% | |
|---|---|---|
| Loans | 6.0% | around the 59th percentile of its peer group |
| Deposits | 8.2% | around the 82nd percentile of its peer group |
| Members | 5.7% | around the 89th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 82.8% | around the 44th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.4% | around the 63rd percentile of its peer group |
| Return on assets | 1.48% | higher than 92% of its peer group |
| Delinquency ratio | 1.50% | higher than 94% of its peer group |
| Cash / assets | 4.7% | around the 17th percentile of its peer group |
| Borrowings / assets | 3.2% | around the 65th percentile of its peer group |
What this page does not show
Everything above is Navy Federal Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Virginia — the comparison set a peer ratio is measured against.
- Pentagon Credit Union
MCLEAN, VA
$29.40B · 2,759,060 members
- Virginia Credit Union
Richmond, VA
$7.36B · 494,625 members
- Langley Credit Union
Newport News, VA
$5.68B · 405,305 members
- Apple Credit Union
Fairfax, VA
$5.62B · 267,466 members
- Northwest Credit Union
Herndon, VA
$4.55B · 267,951 members
- Chartway Credit Union
Virginia Beach, VA
$3.29B · 260,806 members
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