Westby, Wisconsin · Peer group 6
Westby Co-Op Credit Union
Westby Co-Op Credit Union holds $1.00B in assets across 41,218 members as of Q1 2026 — about $24K of assets per member, on a charter dating to 1939. Charter number 67208, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.00B |
|---|---|
| Total loans | $706.8M |
| Total shares (deposits) | $817.3M |
| Net worth | $157.1M |
| Members | 41,218 |
| Assets per member | $24K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.4% | |
|---|---|---|
| Loans | 0.7% | around the 25th percentile of its peer group |
| Deposits | 3.7% | around the 42nd percentile of its peer group |
| Members | 0.7% | around the 40th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 86.5% | around the 56th percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.7% | higher than 95% of its peer group |
| Return on assets | 1.32% | around the 86th percentile of its peer group |
| Delinquency ratio | 1.32% | higher than 90% of its peer group |
| Cash / assets | 9.5% | around the 60th percentile of its peer group |
| Borrowings / assets | 2.0% | around the 55th percentile of its peer group |
What this page does not show
Everything above is Westby Co-Op Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Wisconsin — the comparison set a peer ratio is measured against.
- Blackhawk Community Credit Union
Janesville, WI
$931.7M · 44,169 members
- Marine Credit Union
La Crosse, WI
$1.10B · 74,860 members
- Kohler Credit Union
Sheboygan, WI
$762.1M · 53,457 members
- Superior Choice Credit Union
Superior, WI
$725.8M · 37,252 members
- Heartland Credit Union
Madison, WI
$656.7M · 33,565 members
- Co-Op Credit Union
Black River Fal, WI
$615.0M · 23,640 members
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