Weirton, West Virginia · Peer group 6
First Choice America Community Credit Union
First Choice America Community Credit Union holds $704.4M in assets across 30,677 members as of Q1 2026 — about $23K of assets per member, on a charter dating to 1939. Charter number 3264, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $704.4M |
|---|---|
| Total loans | $135.6M |
| Total shares (deposits) | $575.7M |
| Net worth | $126.4M |
| Members | 30,677 |
| Assets per member | $23K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.3% | |
|---|---|---|
| Loans | -2.6% | around the 11th percentile of its peer group |
| Deposits | 4.3% | around the 49th percentile of its peer group |
| Members | -4.7% | lower than 92% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 23.6% | lower than 99% of its peer group |
|---|---|---|
| Net worth ratio | 17.9% | higher than 97% of its peer group |
| Return on assets | 1.60% | higher than 94% of its peer group |
| Delinquency ratio | 0.27% | around the 15th percentile of its peer group |
| Cash / assets | 27.6% | higher than 99% of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is First Choice America Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within West Virginia — the comparison set a peer ratio is measured against.
- Bayer Heritage Credit Union
New Martinsvill, WV
$801.1M · 45,014 members
- Fairmont Credit Union
FAIRMONT, WV
$602.5M · 45,432 members
- West Virginia Central Credit Union
Parkersburg, WV
$336.7M · 23,842 members
- Pioneer Appalachia Credit Union
Charleston, WV
$245.5M · 15,071 members
- Long Reach Credit Union
Middlebourne, WV
$189.2M · 10,913 members
- Star USA Credit Union
Charleston, WV
$158.0M · 13,708 members
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