Charleston, West Virginia · Peer group 5
Star USA Credit Union
Star USA Credit Union holds $158.0M in assets across 13,708 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1936. Charter number 911, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $158.0M |
|---|---|
| Total loans | $107.9M |
| Total shares (deposits) | $132.2M |
| Net worth | $16.1M |
| Members | 13,708 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -3.0% | |
|---|---|---|
| Loans | -0.6% | around the 32nd percentile of its peer group |
| Deposits | -3.7% | lower than 94% of its peer group |
| Members | -10.4% | lower than 97% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 81.6% | around the 72nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.2% | around the 30th percentile of its peer group |
| Return on assets | 0.89% | around the 63rd percentile of its peer group |
| Delinquency ratio | 1.10% | around the 80th percentile of its peer group |
| Cash / assets | 5.7% | around the 17th percentile of its peer group |
| Borrowings / assets | 5.8% | higher than 95% of its peer group |
What this page does not show
Everything above is Star USA Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within West Virginia — the comparison set a peer ratio is measured against.
- West Virginia Credit Union
South Charlesto, WV
$143.0M · 7,168 members
- Peoples Credit Union
Nitro, WV
$131.3M · 10,760 members
- Long Reach Credit Union
Middlebourne, WV
$189.2M · 10,913 members
- The United Credit Union
Morgantown, WV
$107.6M · 5,950 members
- One Community Credit Union
Parkersburg, WV
$100.8M · 8,348 members
- Universal Credit Union
Huntington, WV
$97.2M · 5,929 members
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