South Charlesto, West Virginia · Peer group 5
West Virginia Credit Union
West Virginia Credit Union holds $143.0M in assets across 7,168 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1965. Charter number 17057, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $143.0M |
|---|---|
| Total loans | $75.8M |
| Total shares (deposits) | $116.5M |
| Net worth | $25.4M |
| Members | 7,168 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 11.1% | |
|---|---|---|
| Loans | -0.0% | around the 35th percentile of its peer group |
| Deposits | 11.6% | higher than 96% of its peer group |
| Members | -2.0% | around the 29th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 65.1% | around the 36th percentile of its peer group |
|---|---|---|
| Net worth ratio | 17.8% | higher than 95% of its peer group |
| Return on assets | 0.48% | around the 35th percentile of its peer group |
| Delinquency ratio | 0.60% | around the 49th percentile of its peer group |
| Cash / assets | 5.3% | around the 13th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is West Virginia Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within West Virginia — the comparison set a peer ratio is measured against.
- Peoples Credit Union
Nitro, WV
$131.3M · 10,760 members
- Star USA Credit Union
Charleston, WV
$158.0M · 13,708 members
- The United Credit Union
Morgantown, WV
$107.6M · 5,950 members
- One Community Credit Union
Parkersburg, WV
$100.8M · 8,348 members
- Universal Credit Union
Huntington, WV
$97.2M · 5,929 members
- Long Reach Credit Union
Middlebourne, WV
$189.2M · 10,913 members
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