Nutter Fort, West Virginia · Peer group 3
Harrison County Credit Union
Harrison County Credit Union holds $15.7M in assets across 1,216 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1967. Charter number 18254, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $15.7M |
|---|---|
| Total loans | $6.2M |
| Total shares (deposits) | $12.8M |
| Net worth | $2.8M |
| Members | 1,216 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.9% | |
|---|---|---|
| Loans | 31.5% | higher than 100% of its peer group |
| Deposits | 2.7% | around the 60th percentile of its peer group |
| Members | -28.4% | lower than 99% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 48.2% | around the 33rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 18.0% | around the 77th percentile of its peer group |
| Return on assets | 1.06% | around the 71st percentile of its peer group |
| Delinquency ratio | 0.00% | lower than 95% of its peer group |
| Cash / assets | 12.1% | around the 55th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Harrison County Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within West Virginia — the comparison set a peer ratio is measured against.
- Cape Credit Union
Clarksburg, WV
$15.7M · 1,165 members
- Charleston Credit Union
CHARLESTON, WV
$15.3M · 1,259 members
- South Charleston Employees Credit Union
South Charlesto, WV
$14.4M · 1,210 members
- National Employees Credit Union
BLUEFIELD, WV
$14.3M · 2,956 members
- Martinsburg V.A. Center Credit Union
KEARNEYSVILLE, WV
$17.1M · 1,756 members
- Putnam School Employees Credit Union
ELEANOR, WV
$14.1M · 1,892 members
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