Kearneysville, West Virginia · Peer group 3
Martinsburg V.A. Center Credit Union
Martinsburg V.A. Center Credit Union holds $17.1M in assets across 1,756 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1976. Charter number 22337, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $17.1M |
|---|---|
| Total loans | $4.1M |
| Total shares (deposits) | $14.6M |
| Net worth | $2.4M |
| Members | 1,756 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.1% | |
|---|---|---|
| Loans | -7.5% | around the 27th percentile of its peer group |
| Deposits | -2.5% | around the 26th percentile of its peer group |
| Members | 9.8% | higher than 98% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 27.8% | lower than 92% of its peer group |
|---|---|---|
| Net worth ratio | 14.3% | around the 54th percentile of its peer group |
| Return on assets | 1.92% | higher than 94% of its peer group |
| Delinquency ratio | 0.16% | around the 28th percentile of its peer group |
| Cash / assets | 8.6% | around the 35th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Martinsburg V.A. Center Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within West Virginia — the comparison set a peer ratio is measured against.
- Cape Credit Union
Clarksburg, WV
$15.7M · 1,165 members
- Harrison County Credit Union
Nutter Fort, WV
$15.7M · 1,216 members
- Eastern Panhandle Credit Union
Martinsburg, WV
$18.5M · 2,728 members
- Charleston Credit Union
CHARLESTON, WV
$15.3M · 1,259 members
- South Charleston Employees Credit Union
South Charlesto, WV
$14.4M · 1,210 members
- National Employees Credit Union
BLUEFIELD, WV
$14.3M · 2,956 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Martinsburg V.A. Center Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.