Huntington, West Virginia · Peer group 3
Huntington C & O Railway Employees Credit Union
Huntington C & O Railway Employees Credit Union holds $31.3M in assets across 4,245 members as of Q1 2026 — about $7K of assets per member, on a charter dating to 1934. Charter number 24236, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $31.3M |
|---|---|
| Total loans | $12.8M |
| Total shares (deposits) | $26.6M |
| Net worth | $4.6M |
| Members | 4,245 |
| Assets per member | $7K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.4% | |
|---|---|---|
| Loans | -21.4% | lower than 98% of its peer group |
| Deposits | -0.3% | around the 39th percentile of its peer group |
| Members | -10.7% | lower than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 48.0% | around the 33rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.9% | around the 58th percentile of its peer group |
| Return on assets | 0.69% | around the 53rd percentile of its peer group |
| Delinquency ratio | 5.44% | higher than 98% of its peer group |
| Cash / assets | 13.3% | around the 60th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Huntington C & O Railway Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within West Virginia — the comparison set a peer ratio is measured against.
- Preston Credit Union
KINGWOOD, WV
$30.8M · 1,928 members
- Alloy Credit Union
Alloy, WV
$29.7M · 4,887 members
- IBEW 317 Credit Union
Huntington, WV
$29.3M · 1,957 members
- Chhe Credit Union
Huntington, WV
$33.5M · 4,079 members
- Mercer County W VA Teachers Credit Union
Bluefield, WV
$28.0M · 2,429 members
- Wee Credit Union
Parkersburg, WV
$27.9M · 1,765 members
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