Bluefield, West Virginia · Peer group 3
Mercer County W VA Teachers Credit Union
Mercer County W VA Teachers Credit Union holds $28.0M in assets across 2,429 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1954. Charter number 9413, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $28.0M |
|---|---|
| Total loans | $18.6M |
| Total shares (deposits) | $25.3M |
| Net worth | $2.6M |
| Members | 2,429 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 10.7% | |
|---|---|---|
| Loans | 3.3% | around the 76th percentile of its peer group |
| Deposits | 10.8% | higher than 94% of its peer group |
| Members | -2.3% | around the 37th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 73.3% | around the 74th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.1% | around the 12th percentile of its peer group |
| Return on assets | 1.10% | around the 73rd percentile of its peer group |
| Delinquency ratio | 2.07% | around the 85th percentile of its peer group |
| Cash / assets | 33.4% | higher than 97% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Mercer County W VA Teachers Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within West Virginia — the comparison set a peer ratio is measured against.
- Wee Credit Union
Parkersburg, WV
$27.9M · 1,765 members
- Marshall County Credit Union
Moundsville, WV
$27.0M · 2,490 members
- IBEW 317 Credit Union
Huntington, WV
$29.3M · 1,957 members
- Alloy Credit Union
Alloy, WV
$29.7M · 4,887 members
- Preston Credit Union
KINGWOOD, WV
$30.8M · 1,928 members
- Huntington C & O Railway Employees Credit Union
Huntington, WV
$31.3M · 4,245 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Mercer County W VA Teachers Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.