Cody, Wyoming · Peer group 5
Sunlight Credit Union
Sunlight Credit Union holds $216.9M in assets across 8,599 members as of Q1 2026 — about $25K of assets per member, on a charter dating to 1953. Charter number 8733, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $216.9M |
|---|---|
| Total loans | $134.1M |
| Total shares (deposits) | $191.8M |
| Net worth | $25.0M |
| Members | 8,599 |
| Assets per member | $25K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.4% | |
|---|---|---|
| Loans | -10.0% | lower than 98% of its peer group |
| Deposits | 0.1% | around the 22nd percentile of its peer group |
| Members | -2.4% | around the 26th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 69.9% | around the 46th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.5% | around the 51st percentile of its peer group |
| Return on assets | -0.09% | lower than 94% of its peer group |
| Delinquency ratio | 2.34% | higher than 96% of its peer group |
| Cash / assets | 21.7% | higher than 94% of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Sunlight Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Wyoming — the comparison set a peer ratio is measured against.
- Grand Altitude Credit Union
Lander, WY
$217.3M · 12,599 members
- Campco Credit Union
GILLETTE, WY
$227.3M · 19,564 members
- Western Vista Credit Union
Cheyenne, WY
$279.3M · 17,012 members
- Stagepoint Credit Union
Laramie, WY
$128.9M · 8,930 members
- Sheridan Community Credit Union
Sheridan, WY
$100.2M · 5,992 members
- First Education Credit Union
Cheyenne, WY
$88.2M · 5,576 members
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