Birmingham, Alabama · Peer group 2
Alabama Postal Credit Union
Alabama Postal Credit Union holds $6.4M in assets across 915 members as of Q1 2026 — about $7K of assets per member, on a charter dating to 1927. Charter number 64645, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $6.4M |
|---|---|
| Total loans | $2.2M |
| Total shares (deposits) | $3.5M |
| Net worth | $2.8M |
| Members | 915 |
| Assets per member | $7K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.4% | |
|---|---|---|
| Loans | -6.0% | around the 47th percentile of its peer group |
| Deposits | 5.7% | around the 83rd percentile of its peer group |
| Members | 2.8% | around the 87th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 61.5% | around the 48th percentile of its peer group |
|---|---|---|
| Net worth ratio | 44.2% | higher than 97% of its peer group |
| Return on assets | 2.02% | higher than 94% of its peer group |
| Delinquency ratio | 2.84% | around the 81st percentile of its peer group |
| Cash / assets | 15.2% | around the 50th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Alabama Postal Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Montgomery VA Credit Union
MONTGOMERY, AL
$6.0M · 729 members
- Fireman's Credit Union
BIRMINGHAM, AL
$7.3M · 962 members
- Chemco Credit Union
MC INTOSH, AL
$5.3M · 355 members
- Sixth Avenue Baptist Credit Union
BIRMINGHAM, AL
$5.2M · 829 members
- Tvh Credit Union
Tuskegee, AL
$5.0M · 715 members
- L&n Employees Credit Union
Birmingham, AL
$8.0M · 1,416 members
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