Mc Intosh, Alabama · Peer group 2
Chemco Credit Union
Chemco Credit Union holds $5.3M in assets across 355 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1953. Charter number 61277, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $5.3M |
|---|---|
| Total loans | $2.5M |
| Total shares (deposits) | $4.3M |
| Net worth | $1.0M |
| Members | 355 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.1% | |
|---|---|---|
| Loans | -10.2% | around the 35th percentile of its peer group |
| Deposits | 2.2% | around the 70th percentile of its peer group |
| Members | 0.6% | around the 75th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 59.0% | around the 44th percentile of its peer group |
|---|---|---|
| Net worth ratio | 19.7% | around the 61st percentile of its peer group |
| Return on assets | -1.62% | lower than 91% of its peer group |
| Delinquency ratio | 0.00% | around the 11th percentile of its peer group |
| Cash / assets | 34.7% | around the 88th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Chemco Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Sixth Avenue Baptist Credit Union
BIRMINGHAM, AL
$5.2M · 829 members
- Tvh Credit Union
Tuskegee, AL
$5.0M · 715 members
- Montgomery VA Credit Union
MONTGOMERY, AL
$6.0M · 729 members
- Alabama Postal Credit Union
Birmingham, AL
$6.4M · 915 members
- Chem Family Credit Union
Anniston, AL
$4.0M · 176 members
- S R I Employees Credit Union
Birmingham, AL
$3.6M · 155 members
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