Montgomery, Alabama · Peer group 2
Montgomery VA Credit Union
Montgomery VA Credit Union holds $6.0M in assets across 729 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1946. Charter number 5345, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $6.0M |
|---|---|
| Total loans | $1.3M |
| Total shares (deposits) | $5.3M |
| Net worth | $734K |
| Members | 729 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -11.7% | |
|---|---|---|
| Loans | -32.8% | lower than 98% of its peer group |
| Deposits | -12.3% | lower than 92% of its peer group |
| Members | -7.1% | lower than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 25.3% | lower than 91% of its peer group |
|---|---|---|
| Net worth ratio | 12.2% | around the 23rd percentile of its peer group |
| Return on assets | -0.36% | around the 22nd percentile of its peer group |
| Delinquency ratio | 0.49% | around the 40th percentile of its peer group |
| Cash / assets | 41.4% | higher than 93% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Montgomery VA Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Alabama Postal Credit Union
Birmingham, AL
$6.4M · 915 members
- Chemco Credit Union
MC INTOSH, AL
$5.3M · 355 members
- Sixth Avenue Baptist Credit Union
BIRMINGHAM, AL
$5.2M · 829 members
- Tvh Credit Union
Tuskegee, AL
$5.0M · 715 members
- Fireman's Credit Union
BIRMINGHAM, AL
$7.3M · 962 members
- Chem Family Credit Union
Anniston, AL
$4.0M · 176 members
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