Sacramento, California · Peer group 6
The Golden 1 Credit Union
The Golden 1 Credit Union holds $21.74B in assets across 1,195,395 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1933. Charter number 61650, in the >$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $21.74B |
|---|---|
| Total loans | $16.18B |
| Total shares (deposits) | $19.51B |
| Net worth | $2.16B |
| Members | 1,195,395 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.1% | |
|---|---|---|
| Loans | 9.2% | around the 79th percentile of its peer group |
| Deposits | 6.6% | around the 70th percentile of its peer group |
| Members | 3.5% | around the 74th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 82.9% | around the 45th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.9% | around the 35th percentile of its peer group |
| Return on assets | 0.45% | around the 28th percentile of its peer group |
| Delinquency ratio | 0.69% | around the 59th percentile of its peer group |
| Cash / assets | 10.8% | around the 70th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is The Golden 1 Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- First Technology Credit Union
SAN JOSE, CA
$28.58B · 1,868,605 members
- Redwood Credit Union
Santa Rosa, CA
$9.95B · 417,354 members
- Logix Credit Union
Valencia, CA
$9.72B · 244,797 members
- Patelco Credit Union
Dublin, CA
$9.62B · 543,881 members
- Star One Credit Union
SUNNYVALE, CA
$9.58B · 133,824 members
- San Diego County Credit Union
San Diego, CA
$9.38B · 413,767 members
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