San Jose, California · Peer group 6
First Technology Credit Union
First Technology Credit Union holds $28.58B in assets across 1,868,605 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1979. Charter number 23521, in the >$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $28.58B |
|---|---|
| Total loans | $22.10B |
| Total shares (deposits) | $24.59B |
| Net worth | $3.00B |
| Members | 1,868,605 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -4.6% | |
|---|---|---|
| Loans | -3.7% | lower than 92% of its peer group |
| Deposits | 2.1% | around the 27th percentile of its peer group |
| Members | 0.2% | around the 35th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 89.9% | around the 67th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.5% | around the 47th percentile of its peer group |
| Return on assets | 0.63% | around the 47th percentile of its peer group |
| Delinquency ratio | 1.23% | around the 88th percentile of its peer group |
| Cash / assets | 8.8% | around the 54th percentile of its peer group |
| Borrowings / assets | 2.8% | around the 61st percentile of its peer group |
What this page does not show
Everything above is First Technology Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- The Golden 1 Credit Union
SACRAMENTO, CA
$21.74B · 1,195,395 members
- SchoolsFirst Credit Union
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$36.74B · 1,568,368 members
- Redwood Credit Union
Santa Rosa, CA
$9.95B · 417,354 members
- Logix Credit Union
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$9.72B · 244,797 members
- Patelco Credit Union
Dublin, CA
$9.62B · 543,881 members
- Star One Credit Union
SUNNYVALE, CA
$9.58B · 133,824 members
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