Santa Ana, California · Peer group 6
SchoolsFirst Credit Union
SchoolsFirst Credit Union holds $36.74B in assets across 1,568,368 members as of Q1 2026 — about $23K of assets per member, on a charter dating to 1934. Charter number 24212, in the >$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $36.74B |
|---|---|
| Total loans | $22.33B |
| Total shares (deposits) | $31.59B |
| Net worth | $3.45B |
| Members | 1,568,368 |
| Assets per member | $23K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 9.9% | |
|---|---|---|
| Loans | 9.6% | around the 81st percentile of its peer group |
| Deposits | 11.9% | higher than 94% of its peer group |
| Members | 5.8% | higher than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 70.7% | around the 19th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.4% | around the 22nd percentile of its peer group |
| Return on assets | 0.78% | around the 59th percentile of its peer group |
| Delinquency ratio | 0.89% | around the 73rd percentile of its peer group |
| Cash / assets | 14.9% | around the 88th percentile of its peer group |
| Borrowings / assets | 3.4% | around the 66th percentile of its peer group |
What this page does not show
Everything above is SchoolsFirst Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- First Technology Credit Union
SAN JOSE, CA
$28.58B · 1,868,605 members
- The Golden 1 Credit Union
SACRAMENTO, CA
$21.74B · 1,195,395 members
- Redwood Credit Union
Santa Rosa, CA
$9.95B · 417,354 members
- Logix Credit Union
Valencia, CA
$9.72B · 244,797 members
- Patelco Credit Union
Dublin, CA
$9.62B · 543,881 members
- Star One Credit Union
SUNNYVALE, CA
$9.58B · 133,824 members
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