Cedar Falls, Iowa · Peer group 5
Cedar Falls Community Credit Union
Cedar Falls Community Credit Union holds $242.7M in assets across 8,868 members as of Q1 2026 — about $27K of assets per member, on a charter dating to 1958. Charter number 65565, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $242.7M |
|---|---|
| Total loans | $194.9M |
| Total shares (deposits) | $201.6M |
| Net worth | $39.3M |
| Members | 8,868 |
| Assets per member | $27K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 11.3% | |
|---|---|---|
| Loans | 13.7% | higher than 94% of its peer group |
| Deposits | 11.3% | higher than 95% of its peer group |
| Members | 1.6% | around the 71st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 96.6% | higher than 97% of its peer group |
|---|---|---|
| Net worth ratio | 16.2% | higher than 90% of its peer group |
| Return on assets | 1.37% | around the 86th percentile of its peer group |
| Delinquency ratio | 0.76% | around the 62nd percentile of its peer group |
| Cash / assets | 11.1% | around the 57th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Cedar Falls Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Iowa — the comparison set a peer ratio is measured against.
- Financial Plus Credit Union
West Des Moines, IA
$239.6M · 11,608 members
- The Family Credit Union
Davenport, IA
$248.8M · 19,735 members
- Citizens Community Credit Union
Fort Dodge, IA
$253.6M · 13,995 members
- Employees Credit Union
Estherville, IA
$200.2M · 9,142 members
- Aim Credit Union
Dubuque, IA
$199.1M · 14,204 members
- MEMBERS1ST Community Credit Union
Marshalltown, IA
$307.5M · 17,626 members
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