West Des Moines, Iowa · Peer group 5
Financial Plus Credit Union
Financial Plus Credit Union holds $239.6M in assets across 11,608 members as of Q1 2026 — about $21K of assets per member, on a charter dating to 1929. Charter number 62965, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $239.6M |
|---|---|
| Total loans | $166.2M |
| Total shares (deposits) | $205.4M |
| Net worth | $33.8M |
| Members | 11,608 |
| Assets per member | $21K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.2% | |
|---|---|---|
| Loans | 2.4% | around the 48th percentile of its peer group |
| Deposits | 5.5% | around the 69th percentile of its peer group |
| Members | -1.6% | around the 35th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 80.9% | around the 70th percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.1% | around the 80th percentile of its peer group |
| Return on assets | 0.85% | around the 61st percentile of its peer group |
| Delinquency ratio | 0.53% | around the 44th percentile of its peer group |
| Cash / assets | 13.9% | around the 75th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Financial Plus Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Iowa — the comparison set a peer ratio is measured against.
- Cedar Falls Community Credit Union
Cedar Falls, IA
$242.7M · 8,868 members
- The Family Credit Union
Davenport, IA
$248.8M · 19,735 members
- Citizens Community Credit Union
Fort Dodge, IA
$253.6M · 13,995 members
- Employees Credit Union
Estherville, IA
$200.2M · 9,142 members
- Aim Credit Union
Dubuque, IA
$199.1M · 14,204 members
- First Credit Union
Hiawatha, IA
$177.4M · 10,057 members
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