Fort Dodge, Iowa · Peer group 5
Citizens Community Credit Union
Citizens Community Credit Union holds $253.6M in assets across 13,995 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1940. Charter number 66592, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $253.6M |
|---|---|
| Total loans | $166.5M |
| Total shares (deposits) | $203.4M |
| Net worth | $47.5M |
| Members | 13,995 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.9% | |
|---|---|---|
| Loans | -0.6% | around the 32nd percentile of its peer group |
| Deposits | 6.6% | around the 78th percentile of its peer group |
| Members | -0.5% | around the 47th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 81.9% | around the 73rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 18.7% | higher than 96% of its peer group |
| Return on assets | 1.74% | higher than 93% of its peer group |
| Delinquency ratio | 0.77% | around the 63rd percentile of its peer group |
| Cash / assets | 25.1% | higher than 97% of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Citizens Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Iowa — the comparison set a peer ratio is measured against.
- The Family Credit Union
Davenport, IA
$248.8M · 19,735 members
- Cedar Falls Community Credit Union
Cedar Falls, IA
$242.7M · 8,868 members
- Financial Plus Credit Union
West Des Moines, IA
$239.6M · 11,608 members
- Employees Credit Union
Estherville, IA
$200.2M · 9,142 members
- MEMBERS1ST Community Credit Union
Marshalltown, IA
$307.5M · 17,626 members
- Aim Credit Union
Dubuque, IA
$199.1M · 14,204 members
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