Charles City, Iowa · Peer group 3
Family Community Credit Union
Family Community Credit Union holds $26.4M in assets across 2,032 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1960. Charter number 64067, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $26.4M |
|---|---|
| Total loans | $8.7M |
| Total shares (deposits) | $23.0M |
| Net worth | $3.1M |
| Members | 2,032 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.2% | |
|---|---|---|
| Loans | 1.0% | around the 67th percentile of its peer group |
| Deposits | 6.2% | around the 81st percentile of its peer group |
| Members | -1.5% | around the 49th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 37.9% | around the 18th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.8% | around the 35th percentile of its peer group |
| Return on assets | 0.97% | around the 67th percentile of its peer group |
| Delinquency ratio | 0.12% | around the 23rd percentile of its peer group |
| Cash / assets | 25.3% | higher than 91% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Family Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Iowa — the comparison set a peer ratio is measured against.
- Aegis Credit Union
Clinton, IA
$27.2M · 3,722 members
- Unite Credit Union
Cedar Falls, IA
$23.5M · 1,574 members
- Casebine Community Credit Union
Burlington, IA
$29.4M · 3,150 members
- River Community Credit Union
Ottumwa, IA
$30.4M · 3,669 members
- Iowa Heartland Credit Union
MASON CITY, IA
$31.2M · 3,350 members
- Holy Ghost Parish Credit Union
DUBUQUE, IA
$34.2M · 869 members
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