Mason City, Iowa · Peer group 3
Iowa Heartland Credit Union
Iowa Heartland Credit Union holds $31.2M in assets across 3,350 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1932. Charter number 60718, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $31.2M |
|---|---|
| Total loans | $11.9M |
| Total shares (deposits) | $25.8M |
| Net worth | $5.3M |
| Members | 3,350 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.5% | |
|---|---|---|
| Loans | -10.8% | around the 17th percentile of its peer group |
| Deposits | 0.0% | around the 41st percentile of its peer group |
| Members | 3.6% | higher than 91% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 46.1% | around the 30th percentile of its peer group |
|---|---|---|
| Net worth ratio | 16.8% | around the 71st percentile of its peer group |
| Return on assets | 1.26% | around the 78th percentile of its peer group |
| Delinquency ratio | 0.56% | around the 49th percentile of its peer group |
| Cash / assets | 6.2% | around the 18th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Iowa Heartland Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Iowa — the comparison set a peer ratio is measured against.
- River Community Credit Union
Ottumwa, IA
$30.4M · 3,669 members
- Casebine Community Credit Union
Burlington, IA
$29.4M · 3,150 members
- Holy Ghost Parish Credit Union
DUBUQUE, IA
$34.2M · 869 members
- Meridian Credit Union
Ottumwa, IA
$35.1M · 2,113 members
- Aegis Credit Union
Clinton, IA
$27.2M · 3,722 members
- Family Community Credit Union
Charles City, IA
$26.4M · 2,032 members
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