Ottumwa, Iowa · Peer group 3
Meridian Credit Union
Meridian Credit Union holds $35.1M in assets across 2,113 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1952. Charter number 64212, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $35.1M |
|---|---|
| Total loans | $13.1M |
| Total shares (deposits) | $29.5M |
| Net worth | $5.7M |
| Members | 2,113 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.6% | |
|---|---|---|
| Loans | -1.2% | around the 56th percentile of its peer group |
| Deposits | -1.5% | around the 32nd percentile of its peer group |
| Members | 2.2% | around the 85th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 44.3% | around the 27th percentile of its peer group |
|---|---|---|
| Net worth ratio | 16.1% | around the 66th percentile of its peer group |
| Return on assets | 1.01% | around the 69th percentile of its peer group |
| Delinquency ratio | 0.37% | around the 40th percentile of its peer group |
| Cash / assets | 24.0% | around the 89th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Meridian Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Iowa — the comparison set a peer ratio is measured against.
- Holy Ghost Parish Credit Union
DUBUQUE, IA
$34.2M · 869 members
- Iowa Heartland Credit Union
MASON CITY, IA
$31.2M · 3,350 members
- River Community Credit Union
Ottumwa, IA
$30.4M · 3,669 members
- Casebine Community Credit Union
Burlington, IA
$29.4M · 3,150 members
- Fort Dodge Family Credit Union
Fort Dodge, IA
$42.4M · 3,523 members
- Aegis Credit Union
Clinton, IA
$27.2M · 3,722 members
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