Ottumwa, Iowa · Peer group 3
River Community Credit Union
River Community Credit Union holds $30.4M in assets across 3,669 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1928. Charter number 64986, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $30.4M |
|---|---|
| Total loans | $20.5M |
| Total shares (deposits) | $25.6M |
| Net worth | $4.7M |
| Members | 3,669 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.4% | |
|---|---|---|
| Loans | 0.1% | around the 63rd percentile of its peer group |
| Deposits | -2.1% | around the 28th percentile of its peer group |
| Members | 1.2% | around the 78th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 80.2% | around the 84th percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.4% | around the 63rd percentile of its peer group |
| Return on assets | 1.23% | around the 77th percentile of its peer group |
| Delinquency ratio | 0.16% | around the 26th percentile of its peer group |
| Cash / assets | 18.2% | around the 78th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is River Community Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within Iowa — the comparison set a peer ratio is measured against.
- Iowa Heartland Credit Union
MASON CITY, IA
$31.2M · 3,350 members
- Casebine Community Credit Union
Burlington, IA
$29.4M · 3,150 members
- Aegis Credit Union
Clinton, IA
$27.2M · 3,722 members
- Holy Ghost Parish Credit Union
DUBUQUE, IA
$34.2M · 869 members
- Family Community Credit Union
Charles City, IA
$26.4M · 2,032 members
- Meridian Credit Union
Ottumwa, IA
$35.1M · 2,113 members
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