Meridian, Idaho · Peer group 6
Capital Educators Credit Union
Capital Educators Credit Union holds $1.40B in assets across 100,316 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1936. Charter number 1040, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.40B |
|---|---|
| Total loans | $1.07B |
| Total shares (deposits) | $1.03B |
| Net worth | $112.9M |
| Members | 100,316 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -10.7% | |
|---|---|---|
| Loans | -12.9% | lower than 99% of its peer group |
| Deposits | -13.4% | lower than 100% of its peer group |
| Members | -3.8% | lower than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 103.4% | higher than 96% of its peer group |
|---|---|---|
| Net worth ratio | 8.1% | lower than 95% of its peer group |
| Return on assets | 0.30% | around the 17th percentile of its peer group |
| Delinquency ratio | 1.00% | around the 79th percentile of its peer group |
| Cash / assets | 4.6% | around the 16th percentile of its peer group |
| Borrowings / assets | 17.3% | higher than 99% of its peer group |
What this page does not show
Everything above is Capital Educators Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Idaho — the comparison set a peer ratio is measured against.
- Westmark Credit Union
Idaho Falls, ID
$1.62B · 83,827 members
- Frontier Credit Union
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$810.2M · 53,045 members
- Pioneer Credit Union
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- Freedom Northwest Credit Union
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- Potlatch No. 1 Financial Credit Union
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$2.15B · 127,755 members
- Beehive Credit Union
Rexburg, ID
$642.2M · 33,759 members
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