Lewiston, Idaho · Peer group 6
Potlatch No. 1 Financial Credit Union
Potlatch No. 1 Financial Credit Union holds $2.15B in assets across 127,755 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1938. Charter number 68700, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.15B |
|---|---|
| Total loans | $1.72B |
| Total shares (deposits) | $1.87B |
| Net worth | $189.0M |
| Members | 127,755 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.5% | |
|---|---|---|
| Loans | -1.9% | around the 13th percentile of its peer group |
| Deposits | 0.8% | around the 18th percentile of its peer group |
| Members | 0.1% | around the 33rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 91.8% | around the 74th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.8% | around the 13th percentile of its peer group |
| Return on assets | 0.60% | around the 43rd percentile of its peer group |
| Delinquency ratio | 0.32% | around the 20th percentile of its peer group |
| Cash / assets | 4.1% | around the 12th percentile of its peer group |
| Borrowings / assets | 5.3% | around the 77th percentile of its peer group |
What this page does not show
Everything above is Potlatch No. 1 Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Idaho — the comparison set a peer ratio is measured against.
- Westmark Credit Union
Idaho Falls, ID
$1.62B · 83,827 members
- Capital Educators Credit Union
MERIDIAN, ID
$1.40B · 100,316 members
- Frontier Credit Union
Idaho Falls, ID
$810.2M · 53,045 members
- Pioneer Credit Union
MOUNTAIN HOME, ID
$738.6M · 47,722 members
- Freedom Northwest Credit Union
KAMIAH, ID
$667.8M · 13,031 members
- Beehive Credit Union
Rexburg, ID
$642.2M · 33,759 members
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