South Boston, Massachusetts · Peer group 6
City of Boston Credit Union
City of Boston Credit Union holds $546.2M in assets across 31,228 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1915. Charter number 67841, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $546.2M |
|---|---|
| Total loans | $377.0M |
| Total shares (deposits) | $468.8M |
| Net worth | $48.9M |
| Members | 31,228 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.2% | |
|---|---|---|
| Loans | -8.0% | lower than 98% of its peer group |
| Deposits | -3.4% | lower than 96% of its peer group |
| Members | -3.3% | around the 13th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 80.4% | around the 39th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.0% | around the 14th percentile of its peer group |
| Return on assets | 0.46% | around the 29th percentile of its peer group |
| Delinquency ratio | 1.53% | higher than 94% of its peer group |
| Cash / assets | 16.2% | higher than 92% of its peer group |
| Borrowings / assets | 5.5% | around the 78th percentile of its peer group |
What this page does not show
Everything above is City of Boston Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- I-C Credit Union
FITCHBURG, MA
$547.3M · 36,874 members
- Millbury Credit Union
Millbury, MA
$478.3M · 30,003 members
- Align Credit Union
Lowell, MA
$642.1M · 26,989 members
- Boston Firefighters Credit Union
Dorchester, MA
$448.5M · 12,049 members
- Taunton Credit Union
Taunton, MA
$433.5M · 19,214 members
- First Citizens' Credit Union
FAIRHAVEN, MA
$697.0M · 42,903 members
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