Millbury, Massachusetts · Peer group 5
Millbury Credit Union
Millbury Credit Union holds $478.3M in assets across 30,003 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1934. Charter number 24543, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $478.3M |
|---|---|
| Total loans | $349.4M |
| Total shares (deposits) | $429.9M |
| Net worth | $45.2M |
| Members | 30,003 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.4% | |
|---|---|---|
| Loans | -1.9% | around the 23rd percentile of its peer group |
| Deposits | -1.4% | around the 14th percentile of its peer group |
| Members | -1.8% | around the 31st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 81.3% | around the 71st percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.5% | around the 20th percentile of its peer group |
| Return on assets | 0.31% | around the 24th percentile of its peer group |
| Delinquency ratio | 0.29% | around the 21st percentile of its peer group |
| Cash / assets | 8.6% | around the 37th percentile of its peer group |
| Borrowings / assets | 1.2% | around the 84th percentile of its peer group |
What this page does not show
Everything above is Millbury Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- Boston Firefighters Credit Union
Dorchester, MA
$448.5M · 12,049 members
- Taunton Credit Union
Taunton, MA
$433.5M · 19,214 members
- City of Boston Credit Union
South Boston, MA
$546.2M · 31,228 members
- I-C Credit Union
FITCHBURG, MA
$547.3M · 36,874 members
- St. Jean's Credit Union
lynn, MA
$377.3M · 18,143 members
- Mass Bay Credit Union
SOUTH BOSTON, MA
$367.7M · 17,688 members
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