Fitchburg, Massachusetts · Peer group 6
I-C Credit Union
I-C Credit Union holds $547.3M in assets across 36,874 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1934. Charter number 24250, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $547.3M |
|---|---|
| Total loans | $418.0M |
| Total shares (deposits) | $505.0M |
| Net worth | $48.5M |
| Members | 36,874 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.5% | |
|---|---|---|
| Loans | 5.6% | around the 56th percentile of its peer group |
| Deposits | 2.9% | around the 35th percentile of its peer group |
| Members | 2.3% | around the 59th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 82.8% | around the 44th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.2% | around the 19th percentile of its peer group |
| Return on assets | -0.21% | lower than 98% of its peer group |
| Delinquency ratio | 0.99% | around the 78th percentile of its peer group |
| Cash / assets | 7.8% | around the 43rd percentile of its peer group |
| Borrowings / assets | 0.9% | around the 45th percentile of its peer group |
What this page does not show
Everything above is I-C Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- City of Boston Credit Union
South Boston, MA
$546.2M · 31,228 members
- Millbury Credit Union
Millbury, MA
$478.3M · 30,003 members
- Align Credit Union
Lowell, MA
$642.1M · 26,989 members
- Boston Firefighters Credit Union
Dorchester, MA
$448.5M · 12,049 members
- Taunton Credit Union
Taunton, MA
$433.5M · 19,214 members
- First Citizens' Credit Union
FAIRHAVEN, MA
$697.0M · 42,903 members
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