Sparks, Maryland · Peer group 6
First Financial of Maryland Credit Union
First Financial of Maryland Credit Union holds $1.42B in assets across 80,539 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1953. Charter number 8554, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.42B |
|---|---|
| Total loans | $884.5M |
| Total shares (deposits) | $1.17B |
| Net worth | $238.6M |
| Members | 80,539 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.9% | |
|---|---|---|
| Loans | 4.8% | around the 51st percentile of its peer group |
| Deposits | 4.6% | around the 53rd percentile of its peer group |
| Members | 4.2% | around the 79th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 75.3% | around the 27th percentile of its peer group |
|---|---|---|
| Net worth ratio | 16.8% | higher than 97% of its peer group |
| Return on assets | 0.37% | around the 22nd percentile of its peer group |
| Delinquency ratio | 0.43% | around the 32nd percentile of its peer group |
| Cash / assets | 8.9% | around the 56th percentile of its peer group |
| Borrowings / assets | 1.1% | around the 47th percentile of its peer group |
What this page does not show
Everything above is First Financial of Maryland Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- Educational Systems Credit Union
Greenbelt, MD
$1.36B · 84,377 members
- Municipal Empl.credit Union of Balt
BALTIMORE, MD
$1.27B · 92,195 members
- Point Breeze Credit Union
Hunt Valley, MD
$1.00B · 67,607 members
- Cedar Point Credit Union
LEXINGTON PARK, MD
$902.9M · 47,768 members
- National Institutes of Health Credit Union
Rockville, MD
$825.5M · 40,745 members
- APL Credit Union
Laurel, MD
$709.5M · 31,150 members
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