Rockville, Maryland · Peer group 6
Lafayette Credit Union
Lafayette Credit Union holds $2.14B in assets across 56,790 members as of Q1 2026 — about $38K of assets per member, on a charter dating to 1935. Charter number 619, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.14B |
|---|---|
| Total loans | $935.4M |
| Total shares (deposits) | $1.85B |
| Net worth | $259.7M |
| Members | 56,790 |
| Assets per member | $38K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.6% | |
|---|---|---|
| Loans | -41.2% | lower than 100% of its peer group |
| Deposits | 6.4% | around the 69th percentile of its peer group |
| Members | -1.3% | around the 23rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 50.5% | lower than 96% of its peer group |
|---|---|---|
| Net worth ratio | 12.2% | around the 73rd percentile of its peer group |
| Return on assets | 0.13% | lower than 92% of its peer group |
| Delinquency ratio | 3.07% | higher than 99% of its peer group |
| Cash / assets | 41.3% | higher than 100% of its peer group |
| Borrowings / assets | 0.6% | around the 43rd percentile of its peer group |
What this page does not show
Everything above is Lafayette Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- Andrews Federal Credit Union
Suitland, MD
$2.58B · 153,258 members
- Aberdeen Proving Ground Credit Union
ABERDEEN, MD
$2.65B · 184,732 members
- First Financial of Maryland Credit Union
Sparks, MD
$1.42B · 80,539 members
- Educational Systems Credit Union
Greenbelt, MD
$1.36B · 84,377 members
- Municipal Empl.credit Union of Balt
BALTIMORE, MD
$1.27B · 92,195 members
- Point Breeze Credit Union
Hunt Valley, MD
$1.00B · 67,607 members
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