Largo, Maryland · Peer group 5
Money One Credit Union
Money One Credit Union holds $107.5M in assets across 6,661 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1951. Charter number 7264, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $107.5M |
|---|---|
| Total loans | $77.7M |
| Total shares (deposits) | $87.7M |
| Net worth | $12.3M |
| Members | 6,661 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -6.4% | |
|---|---|---|
| Loans | -0.6% | around the 32nd percentile of its peer group |
| Deposits | -5.8% | lower than 97% of its peer group |
| Members | -9.1% | lower than 96% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 88.6% | around the 87th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.4% | around the 50th percentile of its peer group |
| Return on assets | 0.61% | around the 43rd percentile of its peer group |
| Delinquency ratio | 1.09% | around the 79th percentile of its peer group |
| Cash / assets | 4.5% | lower than 90% of its peer group |
| Borrowings / assets | 6.5% | higher than 96% of its peer group |
What this page does not show
Everything above is Money One Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- First Eagle Credit Union
Owings Mills, MD
$111.5M · 8,184 members
- Washington County Teachers Credit Union
HAGERSTOWN, MD
$96.0M · 4,475 members
- Transit Employees Credit Union
Greenbelt, MD
$94.6M · 12,406 members
- Fedfinancial Credit Union
Silver Spring, MD
$77.7M · 3,671 members
- Market USA Credit Union
LAUREL, MD
$141.4M · 17,055 members
- Destinations Credit Union
BALTIMORE, MD
$64.7M · 5,579 members
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