Hagerstown, Maryland · Peer group 4
Washington County Teachers Credit Union
Washington County Teachers Credit Union holds $96.0M in assets across 4,475 members as of Q1 2026 — about $21K of assets per member, on a charter dating to 1949. Charter number 6353, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $96.0M |
|---|---|
| Total loans | $30.7M |
| Total shares (deposits) | $81.4M |
| Net worth | $14.5M |
| Members | 4,475 |
| Assets per member | $21K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.6% | |
|---|---|---|
| Loans | -0.6% | around the 47th percentile of its peer group |
| Deposits | 6.5% | around the 81st percentile of its peer group |
| Members | 0.7% | around the 75th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 37.7% | around the 12th percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.1% | around the 70th percentile of its peer group |
| Return on assets | 1.16% | around the 73rd percentile of its peer group |
| Delinquency ratio | 0.09% | around the 11th percentile of its peer group |
| Cash / assets | 38.8% | higher than 99% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Washington County Teachers Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- Transit Employees Credit Union
Greenbelt, MD
$94.6M · 12,406 members
- Money One Credit Union
LARGO, MD
$107.5M · 6,661 members
- First Eagle Credit Union
Owings Mills, MD
$111.5M · 8,184 members
- Fedfinancial Credit Union
Silver Spring, MD
$77.7M · 3,671 members
- Destinations Credit Union
BALTIMORE, MD
$64.7M · 5,579 members
- Five Star of Maryland Credit Union
BALTIMORE, MD
$62.2M · 5,651 members
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