Silver Spring, Maryland · Peer group 4
Fedfinancial Credit Union
Fedfinancial Credit Union holds $77.7M in assets across 3,671 members as of Q1 2026 — about $21K of assets per member, on a charter dating to 1935. Charter number 216, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $77.7M |
|---|---|
| Total loans | $22.9M |
| Total shares (deposits) | $70.4M |
| Net worth | $6.8M |
| Members | 3,671 |
| Assets per member | $21K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.8% | |
|---|---|---|
| Loans | -1.8% | around the 41st percentile of its peer group |
| Deposits | -1.2% | around the 24th percentile of its peer group |
| Members | -5.8% | around the 11th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 32.5% | lower than 93% of its peer group |
|---|---|---|
| Net worth ratio | 8.7% | lower than 92% of its peer group |
| Return on assets | 0.33% | around the 31st percentile of its peer group |
| Delinquency ratio | 1.64% | around the 88th percentile of its peer group |
| Cash / assets | 3.9% | lower than 95% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Fedfinancial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- Destinations Credit Union
BALTIMORE, MD
$64.7M · 5,579 members
- Five Star of Maryland Credit Union
BALTIMORE, MD
$62.2M · 5,651 members
- Lm Credit Union
BALTIMORE, MD
$62.1M · 3,735 members
- Transit Employees Credit Union
Greenbelt, MD
$94.6M · 12,406 members
- Washington County Teachers Credit Union
HAGERSTOWN, MD
$96.0M · 4,475 members
- Census Credit Union
SUITLAND, MD
$49.6M · 2,067 members
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