Baltimore, Maryland · Peer group 4
Lm Credit Union
Lm Credit Union holds $62.1M in assets across 3,735 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1949. Charter number 6039, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $62.1M |
|---|---|
| Total loans | $41.4M |
| Total shares (deposits) | $54.6M |
| Net worth | $7.3M |
| Members | 3,735 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.7% | |
|---|---|---|
| Loans | 9.3% | higher than 90% of its peer group |
| Deposits | 1.3% | around the 46th percentile of its peer group |
| Members | 4.8% | higher than 97% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 75.9% | around the 78th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.8% | around the 39th percentile of its peer group |
| Return on assets | 1.50% | around the 85th percentile of its peer group |
| Delinquency ratio | 0.07% | lower than 91% of its peer group |
| Cash / assets | 24.1% | higher than 93% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Lm Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- Five Star of Maryland Credit Union
BALTIMORE, MD
$62.2M · 5,651 members
- Destinations Credit Union
BALTIMORE, MD
$64.7M · 5,579 members
- Census Credit Union
SUITLAND, MD
$49.6M · 2,067 members
- Fedfinancial Credit Union
Silver Spring, MD
$77.7M · 3,671 members
- Central Credit Union of Maryland,in
Baltimore, MD
$42.2M · 4,369 members
- W S S C Credit Union
Laurel, MD
$35.0M · 3,319 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Lm Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.