Baltimore, Maryland · Peer group 4
Five Star of Maryland Credit Union
Five Star of Maryland Credit Union holds $62.2M in assets across 5,651 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1969. Charter number 19668, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $62.2M |
|---|---|
| Total loans | $24.6M |
| Total shares (deposits) | $54.1M |
| Net worth | $7.9M |
| Members | 5,651 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.7% | |
|---|---|---|
| Loans | -5.8% | around the 22nd percentile of its peer group |
| Deposits | -3.7% | around the 11th percentile of its peer group |
| Members | -5.0% | around the 15th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 45.5% | around the 23rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.7% | around the 49th percentile of its peer group |
| Return on assets | 0.36% | around the 32nd percentile of its peer group |
| Delinquency ratio | 0.09% | around the 11th percentile of its peer group |
| Cash / assets | 4.4% | lower than 91% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Five Star of Maryland Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- Lm Credit Union
BALTIMORE, MD
$62.1M · 3,735 members
- Destinations Credit Union
BALTIMORE, MD
$64.7M · 5,579 members
- Census Credit Union
SUITLAND, MD
$49.6M · 2,067 members
- Fedfinancial Credit Union
Silver Spring, MD
$77.7M · 3,671 members
- Central Credit Union of Maryland,in
Baltimore, MD
$42.2M · 4,369 members
- W S S C Credit Union
Laurel, MD
$35.0M · 3,319 members
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