Laurel, Maryland · Peer group 6
Tower Credit Union
Tower Credit Union holds $5.00B in assets across 218,540 members as of Q1 2026 — about $23K of assets per member, on a charter dating to 1953. Charter number 8333, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $5.00B |
|---|---|
| Total loans | $3.71B |
| Total shares (deposits) | $4.32B |
| Net worth | $700.0M |
| Members | 218,540 |
| Assets per member | $23K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.3% | |
|---|---|---|
| Loans | 5.8% | around the 57th percentile of its peer group |
| Deposits | 5.4% | around the 60th percentile of its peer group |
| Members | -0.9% | around the 26th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 85.8% | around the 54th percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.0% | around the 89th percentile of its peer group |
| Return on assets | 1.06% | around the 77th percentile of its peer group |
| Delinquency ratio | 0.33% | around the 21st percentile of its peer group |
| Cash / assets | 12.6% | around the 80th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Tower Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- State Employees CU of Maryland, Inc
LINTHICUM, MD
$5.73B · 271,172 members
- NASA Credit Union
Upper Marlboro, MD
$5.84B · 238,190 members
- Aberdeen Proving Ground Credit Union
ABERDEEN, MD
$2.65B · 184,732 members
- Andrews Federal Credit Union
Suitland, MD
$2.58B · 153,258 members
- Lafayette Credit Union
ROCKVILLE, MD
$2.14B · 56,790 members
- First Financial of Maryland Credit Union
Sparks, MD
$1.42B · 80,539 members
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