Lewiston, Maine · Peer group 5
Dirigo Credit Union
Dirigo Credit Union holds $494.9M in assets across 28,620 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1956. Charter number 11144, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $494.9M |
|---|---|
| Total loans | $374.1M |
| Total shares (deposits) | $441.5M |
| Net worth | $50.0M |
| Members | 28,620 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 8.0% | |
|---|---|---|
| Loans | 6.8% | around the 72nd percentile of its peer group |
| Deposits | 8.2% | around the 87th percentile of its peer group |
| Members | 3.8% | around the 87th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 84.7% | around the 78th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.1% | around the 29th percentile of its peer group |
| Return on assets | 0.35% | around the 26th percentile of its peer group |
| Delinquency ratio | 0.70% | around the 58th percentile of its peer group |
| Cash / assets | 6.4% | around the 20th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Dirigo Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maine — the comparison set a peer ratio is measured against.
- Cumberland County Credit Union
Falmouth, ME
$488.5M · 22,101 members
- The County Credit Union
Presque Isle, ME
$520.3M · 32,258 members
- University Credit Union
Orono, ME
$529.6M · 31,058 members
- Cport Credit Union
Portland, ME
$439.2M · 37,387 members
- Acadia Credit Union
FORT KENT, ME
$408.1M · 18,300 members
- Ancorum Credit Union
Bath, ME
$405.7M · 30,563 members
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