Orono, Maine · Peer group 6
University Credit Union
University Credit Union holds $529.6M in assets across 31,058 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1967. Charter number 63133, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $529.6M |
|---|---|
| Total loans | $404.7M |
| Total shares (deposits) | $413.0M |
| Net worth | $49.6M |
| Members | 31,058 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.9% | |
|---|---|---|
| Loans | 1.6% | around the 31st percentile of its peer group |
| Deposits | 2.7% | around the 34th percentile of its peer group |
| Members | -0.6% | around the 28th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 98.0% | around the 89th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.4% | around the 22nd percentile of its peer group |
| Return on assets | 0.50% | around the 34th percentile of its peer group |
| Delinquency ratio | 0.28% | around the 15th percentile of its peer group |
| Cash / assets | 7.0% | around the 36th percentile of its peer group |
| Borrowings / assets | 12.2% | higher than 96% of its peer group |
What this page does not show
Everything above is University Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maine — the comparison set a peer ratio is measured against.
- The County Credit Union
Presque Isle, ME
$520.3M · 32,258 members
- Dirigo Credit Union
Lewiston, ME
$494.9M · 28,620 members
- Cumberland County Credit Union
Falmouth, ME
$488.5M · 22,101 members
- Cport Credit Union
Portland, ME
$439.2M · 37,387 members
- Town & Country Credit Union
SOUTH PORTLAND, ME
$627.6M · 38,593 members
- Evergreen Credit Union
Portland, ME
$641.4M · 32,688 members
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