South Portland, Maine · Peer group 6
Town & Country Credit Union
Town & Country Credit Union holds $627.6M in assets across 38,593 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1953. Charter number 8486, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $627.6M |
|---|---|
| Total loans | $476.2M |
| Total shares (deposits) | $520.9M |
| Net worth | $52.3M |
| Members | 38,593 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.3% | |
|---|---|---|
| Loans | 1.0% | around the 27th percentile of its peer group |
| Deposits | 1.2% | around the 21st percentile of its peer group |
| Members | -1.0% | around the 25th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 91.4% | around the 72nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.3% | lower than 93% of its peer group |
| Return on assets | 0.30% | around the 18th percentile of its peer group |
| Delinquency ratio | 0.18% | lower than 92% of its peer group |
| Cash / assets | 3.8% | around the 11th percentile of its peer group |
| Borrowings / assets | 8.8% | around the 88th percentile of its peer group |
What this page does not show
Everything above is Town & Country Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maine — the comparison set a peer ratio is measured against.
- Evergreen Credit Union
Portland, ME
$641.4M · 32,688 members
- University Credit Union
Orono, ME
$529.6M · 31,058 members
- The County Credit Union
Presque Isle, ME
$520.3M · 32,258 members
- Dirigo Credit Union
Lewiston, ME
$494.9M · 28,620 members
- Cumberland County Credit Union
Falmouth, ME
$488.5M · 22,101 members
- Maine State Credit Union
Augusta, ME
$787.8M · 37,537 members
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