Dearborn, Michigan · Peer group 6
Dfcu Financial Credit Union
Dfcu Financial Credit Union holds $8.03B in assets across 243,022 members as of Q1 2026 — about $33K of assets per member, on a charter dating to 1936. Charter number 61844, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $8.03B |
|---|---|
| Total loans | $3.00B |
| Total shares (deposits) | $7.21B |
| Net worth | $983.8M |
| Members | 243,022 |
| Assets per member | $33K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 16.0% | |
|---|---|---|
| Loans | 36.4% | higher than 99% of its peer group |
| Deposits | 15.3% | higher than 97% of its peer group |
| Members | 1.0% | around the 42nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 41.6% | lower than 98% of its peer group |
|---|---|---|
| Net worth ratio | 12.3% | around the 74th percentile of its peer group |
| Return on assets | 1.46% | higher than 91% of its peer group |
| Delinquency ratio | 0.37% | around the 25th percentile of its peer group |
| Cash / assets | 19.5% | higher than 96% of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Dfcu Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Michigan State University Credit Union
East Lansing, MI
$8.51B · 399,480 members
- Genisys Credit Union
AUBURN HILLS, MI
$6.44B · 293,736 members
- United Credit Union
St Joseph, MI
$4.40B · 190,895 members
- Michigan Schools and Government Credit Union
Clinton Townshi, MI
$4.37B · 162,111 members
- Advia Credit Union
Kalamazoo, MI
$3.97B · 186,725 members
- Lake Trust Credit Union
Brighton, MI
$2.87B · 180,917 members
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