Saginaw, Michigan · Peer group 5
Jolt Credit Union
Jolt Credit Union holds $483.4M in assets across 27,415 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1956. Charter number 68703, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $483.4M |
|---|---|
| Total loans | $249.5M |
| Total shares (deposits) | $415.8M |
| Net worth | $49.2M |
| Members | 27,415 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.1% | |
|---|---|---|
| Loans | 1.0% | around the 41st percentile of its peer group |
| Deposits | 3.4% | around the 54th percentile of its peer group |
| Members | -0.8% | around the 43rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 60.0% | around the 27th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.2% | around the 30th percentile of its peer group |
| Return on assets | 0.40% | around the 29th percentile of its peer group |
| Delinquency ratio | 0.38% | around the 30th percentile of its peer group |
| Cash / assets | 12.0% | around the 64th percentile of its peer group |
| Borrowings / assets | 2.1% | around the 87th percentile of its peer group |
What this page does not show
Everything above is Jolt Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Loc Credit Union
Farmington, MI
$483.4M · 27,695 members
- Cornerstone Community Financial Credit Union
Auburn Hills, MI
$479.6M · 25,722 members
- Public Service Credit Union
Romulus, MI
$459.4M · 31,795 members
- People Driven Credit Union
Southfield, MI
$514.8M · 25,220 members
- Wmcu Credit Union
Grand Rapids, MI
$449.2M · 29,196 members
- Case Credit Union
Lansing, MI
$405.2M · 26,822 members
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