Romulus, Michigan · Peer group 5
Public Service Credit Union
Public Service Credit Union holds $459.4M in assets across 31,795 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1951. Charter number 60683, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $459.4M |
|---|---|
| Total loans | $294.4M |
| Total shares (deposits) | $386.0M |
| Net worth | $53.3M |
| Members | 31,795 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 9.1% | |
|---|---|---|
| Loans | 8.3% | around the 79th percentile of its peer group |
| Deposits | 7.0% | around the 80th percentile of its peer group |
| Members | -1.1% | around the 39th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 76.3% | around the 59th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.6% | around the 52nd percentile of its peer group |
| Return on assets | 1.04% | around the 72nd percentile of its peer group |
| Delinquency ratio | 1.01% | around the 76th percentile of its peer group |
| Cash / assets | 6.7% | around the 22nd percentile of its peer group |
| Borrowings / assets | 4.4% | higher than 93% of its peer group |
What this page does not show
Everything above is Public Service Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Wmcu Credit Union
Grand Rapids, MI
$449.2M · 29,196 members
- Cornerstone Community Financial Credit Union
Auburn Hills, MI
$479.6M · 25,722 members
- Loc Credit Union
Farmington, MI
$483.4M · 27,695 members
- Jolt Credit Union
SAGINAW, MI
$483.4M · 27,415 members
- Case Credit Union
Lansing, MI
$405.2M · 26,822 members
- Monroe Community Credit Union
Monroe, MI
$404.4M · 31,766 members
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