Grand Rapids, Michigan · Peer group 5
Wmcu Credit Union
Wmcu Credit Union holds $449.2M in assets across 29,196 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1956. Charter number 62347, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $449.2M |
|---|---|
| Total loans | $206.5M |
| Total shares (deposits) | $367.9M |
| Net worth | $77.5M |
| Members | 29,196 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.4% | |
|---|---|---|
| Loans | -9.8% | lower than 97% of its peer group |
| Deposits | -3.8% | lower than 95% of its peer group |
| Members | -13.8% | lower than 98% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 56.1% | around the 20th percentile of its peer group |
|---|---|---|
| Net worth ratio | 17.3% | higher than 93% of its peer group |
| Return on assets | 1.05% | around the 73rd percentile of its peer group |
| Delinquency ratio | 1.15% | around the 82nd percentile of its peer group |
| Cash / assets | 10.6% | around the 52nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Wmcu Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Public Service Credit Union
Romulus, MI
$459.4M · 31,795 members
- Cornerstone Community Financial Credit Union
Auburn Hills, MI
$479.6M · 25,722 members
- Loc Credit Union
Farmington, MI
$483.4M · 27,695 members
- Jolt Credit Union
SAGINAW, MI
$483.4M · 27,415 members
- Case Credit Union
Lansing, MI
$405.2M · 26,822 members
- Monroe Community Credit Union
Monroe, MI
$404.4M · 31,766 members
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