Austin, Minnesota · Peer group 5
Accentra Credit Union
Accentra Credit Union holds $217.1M in assets across 17,036 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1930. Charter number 60798, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $217.1M |
|---|---|
| Total loans | $135.7M |
| Total shares (deposits) | $195.2M |
| Net worth | $21.9M |
| Members | 17,036 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.9% | |
|---|---|---|
| Loans | -3.6% | around the 15th percentile of its peer group |
| Deposits | 4.4% | around the 60th percentile of its peer group |
| Members | -0.1% | around the 52nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 69.5% | around the 45th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.5% | around the 34th percentile of its peer group |
| Return on assets | 1.03% | around the 71st percentile of its peer group |
| Delinquency ratio | 1.82% | higher than 93% of its peer group |
| Cash / assets | 13.8% | around the 74th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 79th percentile of its peer group |
What this page does not show
Everything above is Accentra Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Minnesota — the comparison set a peer ratio is measured against.
- Expedition Credit Union
Mendota Heights, MN
$225.6M · 14,229 members
- Red Wing Credit Union
Red Wing, MN
$207.8M · 9,734 members
- Building Trades Credit Union
MAPLE GROVE, MN
$244.9M · 19,005 members
- South Metro Credit Union
PRIOR LAKE, MN
$183.4M · 6,068 members
- Novation Credit Union
OAKDALE, MN
$252.3M · 14,384 members
- Northwoods Credit Union
Cloquet, MN
$178.0M · 11,728 members
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