Maple Grove, Minnesota · Peer group 5
Building Trades Credit Union
Building Trades Credit Union holds $244.9M in assets across 19,005 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1959. Charter number 24414, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $244.9M |
|---|---|
| Total loans | $146.8M |
| Total shares (deposits) | $214.8M |
| Net worth | $26.6M |
| Members | 19,005 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.5% | |
|---|---|---|
| Loans | 23.6% | higher than 99% of its peer group |
| Deposits | 5.4% | around the 68th percentile of its peer group |
| Members | 3.3% | around the 85th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 68.3% | around the 43rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.9% | around the 40th percentile of its peer group |
| Return on assets | 1.11% | around the 76th percentile of its peer group |
| Delinquency ratio | 0.46% | around the 37th percentile of its peer group |
| Cash / assets | 5.9% | around the 17th percentile of its peer group |
| Borrowings / assets | 2.0% | around the 87th percentile of its peer group |
What this page does not show
Everything above is Building Trades Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Minnesota — the comparison set a peer ratio is measured against.
- Novation Credit Union
OAKDALE, MN
$252.3M · 14,384 members
- St. Paul Credit Union
Saint Paul, MN
$261.6M · 15,143 members
- Expedition Credit Union
Mendota Heights, MN
$225.6M · 14,229 members
- Accentra Credit Union
AUSTIN, MN
$217.1M · 17,036 members
- North Shore Credit Union
Silver Bay, MN
$281.6M · 13,976 members
- Red Wing Credit Union
Red Wing, MN
$207.8M · 9,734 members
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