Oakdale, Minnesota · Peer group 5
Novation Credit Union
Novation Credit Union holds $252.3M in assets across 14,384 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1954. Charter number 65063, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $252.3M |
|---|---|
| Total loans | $172.1M |
| Total shares (deposits) | $225.1M |
| Net worth | $26.2M |
| Members | 14,384 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.1% | |
|---|---|---|
| Loans | 2.8% | around the 51st percentile of its peer group |
| Deposits | 2.1% | around the 40th percentile of its peer group |
| Members | -6.3% | lower than 93% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 76.5% | around the 59th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.9% | around the 40th percentile of its peer group |
| Return on assets | 1.09% | around the 75th percentile of its peer group |
| Delinquency ratio | 0.66% | around the 55th percentile of its peer group |
| Cash / assets | 17.4% | around the 87th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Novation Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Minnesota — the comparison set a peer ratio is measured against.
- Building Trades Credit Union
MAPLE GROVE, MN
$244.9M · 19,005 members
- St. Paul Credit Union
Saint Paul, MN
$261.6M · 15,143 members
- Expedition Credit Union
Mendota Heights, MN
$225.6M · 14,229 members
- North Shore Credit Union
Silver Bay, MN
$281.6M · 13,976 members
- Accentra Credit Union
AUSTIN, MN
$217.1M · 17,036 members
- Greater Community Credit Union
Dawson, MN
$294.7M · 8,323 members
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