Springfield, Missouri · Peer group 4
Educational Community Credit Union
Educational Community Credit Union holds $77.1M in assets across 7,557 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1938. Charter number 62589, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $77.1M |
|---|---|
| Total loans | $41.7M |
| Total shares (deposits) | $69.0M |
| Net worth | $7.3M |
| Members | 7,557 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.0% | |
|---|---|---|
| Loans | -9.9% | lower than 91% of its peer group |
| Deposits | 0.6% | around the 41st percentile of its peer group |
| Members | -7.8% | lower than 93% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 60.3% | around the 49th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.8% | around the 19th percentile of its peer group |
| Return on assets | 0.50% | around the 39th percentile of its peer group |
| Delinquency ratio | 1.28% | around the 80th percentile of its peer group |
| Cash / assets | 19.5% | around the 89th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Educational Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Missouri — the comparison set a peer ratio is measured against.
- Members 1st Credit Union
Saint Louis, MO
$75.0M · 4,190 members
- Health Care Family Credit Union
Saint Louis, MO
$75.0M · 5,068 members
- Foundation Credit Union
Springfield, MO
$74.6M · 3,440 members
- Volt Credit Union
Springfield, MO
$84.2M · 7,042 members
- Multi-States Credit Union
SPRINGFIELD, MO
$89.2M · 14,968 members
- Csd Credit Union
KANSAS CITY, MO
$89.4M · 5,827 members
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