Springfield, Missouri · Peer group 4
Multi-States Credit Union
Multi-States Credit Union holds $89.2M in assets across 14,968 members as of Q1 2026 — about $6K of assets per member, on a charter dating to 1975. Charter number 63306, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $89.2M |
|---|---|
| Total loans | $67.5M |
| Total shares (deposits) | $77.4M |
| Net worth | $11.0M |
| Members | 14,968 |
| Assets per member | $6K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.3% | |
|---|---|---|
| Loans | 2.4% | around the 65th percentile of its peer group |
| Deposits | 5.5% | around the 77th percentile of its peer group |
| Members | 1.6% | around the 83rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 87.2% | higher than 93% of its peer group |
|---|---|---|
| Net worth ratio | 12.3% | around the 45th percentile of its peer group |
| Return on assets | 0.82% | around the 58th percentile of its peer group |
| Delinquency ratio | 0.10% | around the 12th percentile of its peer group |
| Cash / assets | 13.5% | around the 69th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Multi-States Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Missouri — the comparison set a peer ratio is measured against.
- Csd Credit Union
KANSAS CITY, MO
$89.4M · 5,827 members
- Goetz Credit Union
ST JOSEPH, MO
$90.9M · 13,407 members
- Postal & Community Credit Union
Saint Joseph, MO
$93.1M · 11,114 members
- Volt Credit Union
Springfield, MO
$84.2M · 7,042 members
- Educational Community Credit Union
Springfield, MO
$77.1M · 7,557 members
- Civic Central Credit Union
Jefferson City, MO
$102.4M · 4,926 members
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